Brian Hartzog Appraisals is your FHA certified appraisal companyBrian Hartzog Appraisals is IN state certified and on the FHA Roster of approved residential appraisers. Brian Hartzog Appraisals is qualified and approved to do reports for FHA insured financial transactions. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Brian Hartzog Appraisals is well-trained on how to follow the rules and regulations provided. Be sure to contact Brian Hartzog Appraisals if you need an appraisal done for an FHA-secured loan. An FHA loan is backed by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lenders with security by offering mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are designed to aid low-to-moderate income consumers help meet credit qualifications if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA provides are acutely useful to consumers with less starting capital. |