Attention homeowners: Real estate appraisal services for in Fort Wayne and Allen County

Here are the top 7 reasons IN homeowners need Brian Hartzog Appraisals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. Remove PMI to reduce a monthly mortgage payment
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a IN divorce, when real estate needs to be divided
  7. To settle an estate in Allen county or IN by determining the true market value of property in question

Own a home in or near Fort Wayne, IN and need help deciding the price of it?
Contact Brian Hartzog Appraisals.

We at Brian Hartzog Appraisals understand the unique needs of a consumer in need of appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Brian Hartzog Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. We are experienced in helping consumers just like you get rid of unwanted and unneeded PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if you live in an area that's declining. That only means you're probably paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Brian Hartzog Appraisals is your number one weapon.

Was your HELOC recently frozen?

Your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Brian Hartzog Appraisals can help you reinstate your home equity line of credit with an expert appraisal.

We Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for preciseness, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Brian Hartzog Appraisals can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Brian Hartzog Appraisals can help with that too. Even though this is typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your property.